Negotiation Checklist

What are the creative finance terms you might offer to a seller willing to provide owner-financing?
Here is a checklist of various options an investor might present:

1.                   UNSECURED NOTE

A.     UNSECURED BY COLLATERAL

B.     LOW INTEREST RATE

C.     LONGEST TERM

D.     NO MONTHLY PAYMENTS

2.                   MORTGAGE ON ANOTHER PROPERTY

3.                   MORTGAGE ON SELLER'S PROPERTY

4.                   TRADE PLUS NOTE

5.                   TRADE PLUS MORTGAGE ON ANOTHER PROPERTY

6.                   TRADE PLUS MORTGAGE ON SELLER'S PROPERTY

7.                   TRADE

8.                   CASH PLUS NOTE

9.                   CASH PLUS MORTGAGE ON OTHER PROPERTY

10.               CASH PLUS MORTGAGE ON SELLER'S PROPERTY

11.               CASH PLUS TRADE

12.               CASH PLUS REFINANCE

13.               ALL CASH (PAYOFF SELLERS)

 Happy Investing!