Interest Rates 1981-2012
This graph represents the federal funds effective interest rate (the average rate at which banks lend to one another overnight), which has generally declined to historic lows over the 30-year period represented. Investment returns, as well as interest rates on bank loans and other fixed-income instruments, could potentially be affected when this rate rises. And of course, history is no predictor of future rates....
Source: Board of Governors of the Federal Reserve System (www.federalreserve.gov), July 17, 2013