Showing posts with label Seattle accessory dwelling. Show all posts
Showing posts with label Seattle accessory dwelling. Show all posts

Friday, September 23, 2016

ADU Policy Changes

PROPOSED POLICY CHANGES

The following is the list of proposed policy changes, when implemented, should encourage the construction of more ADUs and DADUs throughout the city of Seattle.


1. Allow an ADU and DADU on the same lot

Current policy stipulates that a single-family lot can have an ADU or a DADU, but not both. New legislation would allow single-family lots to have an ADU and a DADU.

2. Remove off-street parking requirements

Current regulations require one additional off-street parking space for either an ADU or DADU unless the lot is located in an urban village. New legislation eliminates the off-street parking requirement.

3. Modify the owner occupancy requirement

Current regulations require that the property owner occupy either the main house or the ADU/DADU. New legislation would terminate the requirement 12 months after the final inspection for the building permit. Unfortunately this is only a partial step in the right direction. The owner occupancy requirement is a significant hurdle for construction financing, as the bank cannot rent out the ADU/DADU in the event of a default. This modification may not have much of an impact on production.


4. Reduce the minimum lot size for DADUs

Current regulations stipulate that only lots 4,000 square feet and larger can have DADU’s. New
legislation would reduce the minimum lot size to 3,200 SF. However, all other development standards that regulate the location and scale of DADU’s, such as minimum separation between structures and the maximum lot coverage limit, would remain in effect.

5. Modify the maximum height limit for DADUs

Current regulations determine the maximum height of a DADU based on the width of the lot, with overall height limits set too low to allow conventional roof geometry. New legislation would simplify this standard and slightly increases the maximum height limit up to 2 feet depending on the lot width.

6. Modify the rear yard coverage limit for DADUs

Current regulations limit coverage of a required rear yard to no more than 40 percent. New legislation would allow an additional 20 percent coverage only for one-story DADUs to provide flexibility for property owners who may wish to design a DADU without stairs for mobility or universal design reasons.

7. Modify maximum gross square footage limits

Currently, ADUs are limited to 1,000 square feet and DADUs to 800 square feet. New legislation would maintain a 1,000 square feet limit for ADUs and increase the DADU limit to the same 1,000 square feet. This legislation also removes garage and storage space from counting towards the maximum gross square footage for ADUs and DADUs.

8. Add flexibility for entry door locations to DADUs

Current regulations prohibit entrances to DADUs on the facades facing the nearest side or rear lot lines unless that lot line abuts a public right-of-way. New legislation would allow an entrance on any facade provided that the entrance is no closer than 10 feet to side or rear lot line, unless that lot line abuts a public right-of-way.

9. Allow certain roof features that add interior space

Current regulations allow these features for principal units in single-family zones but are not allowed for DADUs. New legislation would allow certain roof features that accommodate windows and add interior space, such as dormers, clerestories, and skylights


More on accessory dwelling units in tomorrow's blog! Stay tuned!

Happy Investing!

Today's blog courtesy of David Taber, Neiman Taber Architects


Thursday, September 22, 2016

ADU Financing

FINANCING

If you’re unable to finance your accessory dwelling project with cash savings, the following conditional loan types are worth exploring and may be viable options depending on your current financial situation. Some lenders are beginning to catch on but in general, the industry remains unfamiliar with the added value ADUs and DADUs can bring to your property, thus making financing more arduous than necessary.

Cash-out refinancing – Refinance your existing loan for more than you owe, taking out the difference in cash

Home equity loan & Home equity line of credit (HELOC) – Also referred to as a second mortgage, both types allow you to borrow money using your home’s equity as collateral

Renovation financing / FHA 203(k) – Combines a construction loan with your home mortgage


REFERENCES
If you’re interested in more information on accessory dwelling units in Seattle, check out the following:

Seattle Department of Construction and Inspections

Additional information on permitting, requirements, guides and reports for both ADUs and DADUs

Accessory Dwellings

A Portland based one stop internet source for all things ADU. Some information may not be directly applicable to Seattle, but we’ve found them to be an invaluable reference nonetheless.

SUMMARY

Seattle's existing neighborhoods are one of the largest untapped resources available for increasing affordable housing stock. By no means will this typology single-handedly solve our housing shortage, but it's an easy and beneficial step in the right direction that will have little or no impact on the scale and character of our neighborhoods. You only need to look at the track records in Vancouver and Portland to see any concerns about changing the character of our neighborhoods have proven to be unfounded. In our pursuit of livability, affordability, community and access to housing for all, we look forward to welcoming more ADU and DADU projects into our community.

Happy Investing!

Today's blog courtesy of David Taber, Neiman Taber Architects