Title Insurance - Who Pays?

Owner's Title Insurance - State Exam Considerations

1. Premium Payment - The premium payment for title insurance CAN BE NEGOTIATED between the buyer and seller.

a. Seller Pays - If the seller is to pay the premium, the payment by escrow would be taken out of the seller's statement as debit entry. There would be no entry on the buyer's statement.

b. Buyer Pays - If the buyer is to pay (the usual case), it is a debit entry on the buyer's statement. There would be no entry on the seller's statement.

Everything is negotiable in real estate!

Happy Investing!